Planning for the Future: Essential Steps to Secure Your Retirement Is your retirement savings on track? If you’re like most people, you may feel it’s not. In fact, concerns about running out of money in retirement are very common.1, 2 Many people today believe they’ll need at least $1.5 million saved to retire comfortably.3 But is that number right for …

Frohes Neues Jahr!   Happy New Year everyone, and if you made it past January 10th (National Quitters Day) you are part of an elite group that still has a 12% chance of accomplishing your 2025 goals. For a generally positive guy, I’m not sure why I hold a heavy dose of skepticism when it comes to resolutions. Maybe it’s …

Economic and Market Report: Cruising Altitude It has been a phenomenal year for the U.S. stock market in 2024.  The S&P 500 was still trading below 4800 emerging from what had been a strong 2023, and while a good year ahead was anticipated, the idea of the benchmark index cresting 6000 to close out 2024 seemed a long shot at …

7 Milestones at Age 50   Turning 50 can mean many things to many people: a milestone of 5 decades on this planet, a renewed perspective on living life to the fullest, perhaps some biological changes (I’ll just leave that right there), a time to be proud of your accomplishments while acknowledging your runway is not as long as it …

GVA Economic and Market Report: Elections with Eric B. Parnell, CFA It’s time again.  Much like the Olympics and the FIFA World Cup, it’s an epic event that comes once every four years.  It is U.S. presidential election season.  And now that Labor Day weekend is behind us with less than nine weeks remaining until Election Day on Tuesday, November …

Jaime McDuffie, our Client Service Associate Par Excellence! How did I get so lucky to be partnered with the Howe Team?!  Coming up to the third-year anniversary of our partnership, I’ve been asked to introduce myself. Hard as that is for me to do verbally, it’s even harder to put it in writing! But I’ll give it a try! Born …

Economic and Market Report: 2024 Second Half Outlook The first half of 2024 is just about officially in the books. It has been a rousing start to the year so far for the U.S. stock market. Following such strong performance in the first six months of the year, what can investors reasonably expect through the rest of 2024? The good …

Investors & the Markets: What to Watch Out for in an Election Year Smart investing doesn’t happen in a vacuum. Current events matter, and this year, the 2024 Presidential Elections are taking center stage. That’s rattling a lot of us, causing more election stress than ever before.1 It’s also raising a lot of questions about investing in election years, how …

Your Brain on Fear & Greed: Why It’s Hard to Stop the Fear-Greed Cycle (& How to Break It) What happens when you start to feel afraid or greedy? Do you feel like taking your time and waiting to make your next move? Probably not. That’s because both fear and greed make us reactive. These emotions tend to cloud our …

What Are Your Planned Giving Options? Most nonprofit organizations today offer a variety of planned giving options that supporters can take advantage of. If you’re committed to supporting an organization into perpetuity, planned giving provides you with the option to do so. While consulting with your tax or financial advisor is recommended before making any planned giving decisions, it can …